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Credit Crusher Loan

Apply for a BHCCU credit crusher loan and consolidate your personal debts into one easy to manage loan repayment.

Features & benefits

Low rate personal loan for debt consolidation

No ongoing/monthly account keeping fees

No penalties for additional payments or early payouts

Redraw facility

  • The Broken Hill Community Credit Union Ltd ABN 12 087 650 762 Australian Credit Licence 238020. Credit eligibility criteria, terms and conditions, fees and charges apply. Full details are available on application.

    * Special Discount Interest Rate Offer

    Interest Rate discount from BHCCU Credit Crusher Loans Rate for new Credit Crusher Loans, for refinance of liabilities from another financial institutions, for applications received, and settled, between 1st February 2024 and 30th April 2024. The discount is set from the Credit Crusher Loan Rate and will be 1.00% p.a. for the life of the loan. This offer is not available in conjunction with, or in addition to, any other bonus interest offer, special offer, negotiated rates or discounts.

    ^ Santa Saver Credit Offer

    A $100 credit to a BHCCU Santa Saver Account is available for new Credit Crusher Loans on refinance of existing liabilities from another financial institution. Credit payment is limited to Eligible Applications received, and settled, between 1 February 2024 and 30th April 2024.

    Borrowers are eligible for one Santa Saver Credit Payment in a 12-month period. An eligible application will receive one credit payment within 60 days of settlement. Where there are joint borrowers, the credit payment is paid to the first named borrower rather than the primary borrower, should the related Santa Saver Account not be held in joint names. Qualifying Credit Crusher loans are only eligible for one payment regardless of the number of borrowers. In the case of multiple qualifying applications by the same borrower/s, only one $100 credit payment can be received. Terms, conditions, fees and charges apply. Applications are subject to credit approval.

    The comparison rate is calculated based on a secured loan $30,000 over a loan term of 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Costs such as redraw fees or early repayment fees and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.