Background BHCCU

Smart Banking

Your Credit Union is now more accessible. Enjoy the convenience of on-demand banking and instant access to your accounts via your mobile phone.

Smart Banking at a glance:

  • View your account balance
  • View your transactional history
  • View your Auto Transfers
  • Pay bills using BPAY®
  • Transfer funds between linked BHCCU accounts or transfer funds to nominated third party accounts at another Financial Institution.

About Smart Banking

Smart Banking service lets you easily and securely view your accounts, pay bills using BPAY® and transfer funds using your mobile phone. Smart Banking is a free* service and allows you to manage your accounts at your convenience.

Current Internet Banking users can simply login by visiting from your phone’s Web browser. Using your Internet Banking login details you will automatically be able to view your accounts that are linked to Internet Banking.

New to Internet Banking? Contact our staff to activate this service. If you do not have access to your own computer, come in and use our Internet Kiosk for free and set your accounts up for Smart Banking. We’ll even give you a demonstration.

Smart Banking Security

You will be required to logon to your accounts the same way you do on a computer. Your transactions are fully encrypted and secure. When you submit information to us through Smart Banking, your information is protected and all data is encrypted to industry standard 128-bit encryption.

Due to security imposed on Smart Banking you will only be able to BPAY®/Transfer to current Billers/Payees as set up within your Internet Banking saved favorites list.

Please refer to Account & Access Facility Conditions of Use for more information.

*Standard transactional fees apply. BHCCU does not charge you a fee for using Smart Banking. However, you must have a web-enabled mobile phone to use Smart Banking. Your telecommunication provider may charge for use of its web service. Check with your telecommunication provider for specific details on fees and charges.