Where does all your money go? Does there seem to be an endless stream of bills and expenses but not enough money? One of the first steps to planning for a secure financial future is understanding how you spend your money. Easier said than done, but with a little bit of discipline you’ll be surprised to see how all the little things add up. Knowing how you spend your money will help you to pay off debts, save and invest for the future. Don’t just live for today, plan to enjoy tomorrow as well.
Take a look at our Budget spreadsheet. There is a simple and a comprehensive version to help you plan no matter what your circumstances are.