MyCard Options

There are plenty of choices with the Credit Union MasterCard!

Silver or Gold Card options:

The Credit Union MasterCard offers you the choice of either a Silver or Gold card, depending on your needs and subject to credit criteria#.

The Silver MasterCard is available to members with a minimum gross annual income of $20,000 for applicants between 18 and 54 years of age and $15,000 for applicants over 55 years of age, and offers access to great interest rates, free purchase cover, allows for up to four complimentary additional cardholders, plus a range of other great features.

The Gold MasterCard is available to members with an annual income of $35,000 or higher, and offers all the great features of the Silver Card plus exclusive extra features. Gold cardholders enjoy higher credit limits, the option of Qantas Rewards and complimentary International Travel & Accident Insurance*.

A choice of Rewards:

Both Silver and Gold cardholders are enrolled automatically in the Standard Rewards programme^ , and best of all, enrolment is included in the one low annual card fee. For every dollar you spend on the Credit Union MasterCard, you will earn one Reward point, which can be redeemed for a range of rewards including retail store vouchers, great merchandise, your annual card fee and great travel rewards.

Gold cardholders can choose to enrol in Qantas Rewards, which allows you to redeem your Rewards points for Qantas Frequent Flyer points. A slightly higher annual fee applies for this Rewards option.

If you've selected the card that's right for you, you can apply now by completing the application form (18 to 54 years of age or over 55 years), or read on for more information.