MyCard Information at a glance

A summary of the features of the Credit Union MasterCard is shown below so that you can easily compare both cards and decide which one is right for you.

Silver Mastercard Gold Mastercard
Annual Membership Fee $45 (including standard rewards) $85 (including standard rewards)
$118 (including Qantas rewards)
Additional Card Fee Nil Nil
Balance Transfers Yes Yes
Interest Free Days Up to 55 days Up to 55 days
Everyday Interest Rate 17.99% p.a. 17.99% p.a.
Credit Limits $2000 - $7,500 $5,000 - $ 25,000
Minimum income requirement $20,000 p.a.
(applicants 18-54 years)

$15,000 p.a.
(applicants 55+ years)		 $35,000 p.a.
Annual Rewards Fee Nil Nil
Rewards Point Earn 1 point for $1 spent 1 point for $1 spent
Choice of Standard or Qantas rewards No
Standard Rewards only		 Yes
Redeem Rewards points for Qantas Frequent Flyer redemption No Yes
Purchase Cover Yes Yes
Free International Travel & Accident Insurance No Yes
ATM & EFTPOS access Yes Yes
Worldwide Acceptance Yes Yes
Cash Advance facility Yes Yes

Apply now for the Credit Union MasterCard.