Low Rate Mastercard Options

There are plenty of choices with the Low Rate MasterCard!

Silver or Gold Card options:

The Low Rate MasterCard offers you the choice of either a Silver or Gold card, depending on your needs and subject to credit criteria#.

The Silver MasterCard is available to members with a minimum gross annual income of $20,000 for applicants between 18 and 54 years of age and $15,000 for applicants over 55 years of age, and offers access to great interest rates, free purchase cover, allows for up to four complimentary additional cardholders, plus a range of other great features.

The Gold MasterCard is available to members with an annual income of $35,000 or higher, and offers all the great features of the Silver Card plus exclusive extra features. Gold cardholders enjoy higher credit limits and complimentary International Travel & Accident Insurance*.

If you've selected the card that's right for you, you can apply now by completing the application form (18 to 54 years of age or over 55 years), or read on for more information.

# Full details of terms and conditions applicable to the credit card and associated benefits are available are available upon application or by calling Card Services on 1300 135 538.
* This insurance policy is underwritten by Zurich Australia Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and is subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions.
^ All Rewards are subject to the Terms and Conditions of the Card Services Rewards Programme.