Low Rate Mastercard Information at a glance

A summary of the features of the Low Rate MasterCard is shown below so that you can easily compare both cards and decide which one is right for you.

Silver Mastercard Gold Mastercard
Annual Membership Fee $45 $85
Additional Card Fee Nil Nil
Balance Transfers Yes Yes
Interest Free Days Up to 55 days Up to 55 days
Everyday Interest Rate 11.85% p.a. 11.85% p.a.
Credit Limits $2000 - $7,000 $5,000 - $ 25,000
Minimum income requirement $20,000 p.a.
(applicants 18-54 years)

$15,000 p.a.
(applicants 55+ years)
$35,000 p.a.
Purchase Cover Yes Yes
Complimentary Interstate Flight
Inconvenience Insurance
No Yes
Free International Travel & Accident Insurance No Yes
ATM & EFTPOS access Yes Yes
Worldwide Acceptance Yes Yes
Cash Advance facility Yes Yes

Apply now for the Low Rate MasterCard (18 to 54 years of age or over 55 years).