- Savings
- Personal Loans
- Car Loans
- Home Loans
- Mortgage Offset Home Loan
- Credit Cards
- Travelex
- Equity Loans
- Loan Calculator
- Financial Hardship Assistance
- Home
Low Rate Mastercard
Our Low Rate MasterCard offers you a truly competitive credit card with flexible payment options.
With a Low Rate MasterCard, you can choose from Silver or Gold card options.
The Low Rate MasterCard offers up to 55 days interest free.
Other highlights of the Low Rate MasterCard include:
- Balance Transfer flexibility - you could save on interest charges by transferring balances from other credit card or store cards to your Low Rate MasterCard at a lower rate.
- Low annual card fees - starting at just $45.00.
- Competitive ongoing interest rates - so you can buy what you need now and pay later.
Apply now by completing the application form (18 to 54 years of age or over 55 years), or follow the links for more information.


