Low Rate Mastercard Features

The Low RateMasterCard comes with a load of great features!

As a Low Rate MasterCard cardholder, you'll be able to access all of the great features outlined below.

Purchase Cover*

Use your Low Rate MasterCard and you'll have peace of mind knowing that almost all new purchases are insured against loss, theft or damage within three months of purchase.

Fraudshield#

Fraudshield offers powerful protection against fraudulent use of your Low RateMasterCard. If we detect any irregular transactions on your account, we will call you immediately, even if you're overseas.

Interstate Flight Inconvenience Insurance

Complimentary Interstate Flight Inconvenience Insurance on Gold Low Rate MasterCard.

Members can enjoy the following complimentary benefits when they pay for their interstate flights using their Gold Low Rate MasterCard:

  • Flight cancellations
  • Flight delays
  • Luggage delays
  • Loss or damage to personal items

International Travel Insurance

Use your Low Rate MasterCard to buy your international travel tickets and enjoy complimentary travel insurance for you and your family. Cover includes medical and unexpected travel expenses, trip cancellation, personal liability and loss or damage to personal items.

Easy Account Management

With online banking and a choice of payment options, including BPAY®, Easi-Pay and Australia Post, managing your Low Rate MasterCard account couldn't be easier.

If you'd like to apply now just complete the application form (18 to 54 years of age or over 55 years), or read on for more information.

^ Booking must have a flight component. Minimum of 5000 Rewards points to use this service. Please allow 1 business day for points to be redeemed. Once points are redeemed the booking cannot be cancelled. Flights are subject to airline schedules, routes and availability.
* These insurance policies are underwritten by Zurich Australia Insurance Ltd (ABN 13 000 296 640 AFSL No. 232507) and are subject to the Terms and Conditions and exclusions contained in the Policy of Insurance. Please refer to the Terms and Conditions sent to you at card opening for a full explanation of cover and exclusions.
# Full details of terms and conditions applicable to the credit card and associated benefits are available upon application or by calling Card Services on 1300 135 538.
® Registered to BPAY Pty Ltd ABN 69 079 137 518