Home Loans

A home is likely to be the biggest investment you make. Your credit union can help with a competitive and flexible home loan. One that fits your needs and lets you get on with your life. We’re here to help.

Base Variable Home Loan

Purchase residential property or land to build own house where secured residential property is valued greater than $100,000.

Standard Variable Home Loan

Loan for home renovations, refinancing existing home loan, or debt consolidation using own residential property as security where secured property is valued greater than $100,000.

Investment Home Loan

Purchase investment residential property, renovate investment residential property, refinance existing investment home loan where secured residential property is valued greater than $100,000.

Personal Mortgage Loan

Purchase residential property where secured residential property is valued less than $100,000.

The benefits of a Credit Union Home Loan

• Competitive Variable Interest Rates
• Owner Occupied & Investment Loans
• Property in Broken Hill or Interstate
• Registered 1st Mortgage over residential property
• Ability to consolidate other debts so you pay less interest
• Mortgage Repayment Insurance available
• Home, Contents and Investor Insurance available
• Flexible Repayment Options
• Auto repayments salary/account
• Flexible Terms
• Redraw Facilities
• Quick approvals
• Easy access to Loan Staff
• Apply online
• FREE Internet and Phone Banking

NO Penalties for Additional Payments
NO Penalties for Early Repayment
NO Account Keeping/Service Fees
NO Annual Fees

To assist you in determining if a Home loan is right for you, you might like to look at our Home Loan Key Facts Sheet

We are Your Credit Union so call 8088 2199 and talk to us about a Home Loan.
Alternatively, apply online with our Online Loan Application.

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Any advice or information on the site does not take into account your personal objectives, financial situation or needs and you should consider whether it is appropriate for you. Please review our Combined Financial Services Guide and Product Disclosure Statement before acquiring the product. Loan applications are subject to Broken Hill Community Credit Union's normal credit approval criteria. Terms and conditions, fees and charges apply. Fees and charges are subject to change.