Equity Loans

Whether it’s time to renovate, invest or take a long earned holiday, you can unlock the equity in your home for a flexible home equity advantage overdraft facility. Your credit union can tailor the best solution that will unlock the equity in your home so you can use it. We’re here to help.

Home Equity Advantage Benefits

  • No set term
  • Ongoing credit limit
  • Annual reviews
  • Linked to an S1 account which enables full access via any of our transactional channels
  • Stand alone account titled S40. Access to this account restricted
  • Registered 1st Mortgage over residential property
  • Ability to consolidate other debts so you pay less interest
  • Lower rate than many credit cards
  • Home, Contents and Investor Insurance available
  • Auto repayments salary/account
  • Quick approvals
  • Easy access to Loan Staff
  • Apply online
  • FREE Internet and Phone Banking

To assist you in determining if an Equity loan is right for you, you might like to try our Online Loan Repayment Calculator

We are Your Credit Union so call 8088 2199 and talk to us about an Equity Loan.
Alternatively, apply online with our Online Loan Application.