Background BHCCU

Secured Overdraft Facility

Borrow using the equity of your home, or an investment property, with an overdraft limit linked to your transactional account. A secured overdraft facility gives you the financial freedom and flexibility to pursue your financial goals.

More Information

Variable interest rate Yes
Flexible repayment options Yes
Loan period  Ongoing credit limit
Monthly account keeping fees $5
Loan service fees NIL
Early and additional repayment without penalty Yes
Relationship rewards apply Yes
Online access available Yes
Auto repayments (salary/account) Yes
Interest charges Calculated daily, charged monthly
Legal fees At cost
Valuation fees At cost

Home Loan Key Fact Sheet