Background BHCCU

Equity Home Loan

Whether it’s time to renovate, invest, refinance or take a long earned holiday. We can tailor the best solution to unlock the equity in your home so you can use it. We’re here to help.

  • Competitive variable interest rate
  • Fast approval
  • Flexible repayment options
  • Redraw facility available
  • No loan service fees
  • No penalties for additional repayment
  • No penalties for early repayment

More Information

Variable interest rate Yes
Flexible repayment options Yes
Loan period Up to 30 years
Monthly account keeping fees NIL
Loan service fees NIL
Early and additional repayment without penalty Yes
Redraw facility available Yes
Relationship rewards apply Yes
Online access available Yes
Auto repayments (salary/account) Yes
Interest charges Calculated daily, charged monthly
Legal fees At cost
Valuation fees At cost
Lenders’ mortgage insurance available For approved applicants
Loan repayment insurance available For approved applicants

Home Loan Key Fact Sheet