Background BHCCU

Purchase and Construction Home Loan

Looking to purchase or build? We offer a home loan tailored to your needs with our lowest ongoing variable interest rate, no account keeping or service fees and fast approval.

  • Great variable interest rate
  • Fast approval
  • Flexible repayment options
  • Redraw facility available
  • No loan service fees
  • No penalties for additional repayment
  • No penalties for early repayment

More Information

Variable interest rate Yes
Flexible repayment options Yes
Loan period Up to 30 years
Monthly account keeping fees NIL
Loan service fees NIL
Early and additional repayment without penalty Yes
Redraw facility available Yes
Relationship rewards apply Yes
Online access available Yes
Auto repayments (salary/account) Yes
Interest charges Calculated daily, charged monthly
Legal fees At cost
Valuation fees At cost
Lenders’ mortgage insurance available For approved applicants
Loan repayment insurance available For approved applicants

Home Loan Key Fact Sheet